AGENDA

8:00 – 8:30 Registration

8:30 – 8:45 Welcome & Opening Remarks – FTC Chairman Deborah P. Majoras

8:45 – 9:45 Alternative Mortgage Products & the Key Players in Today’s Marketplace

Moderator:

  • J. Reilly Dolan , Assistant Director, Division of Financial Practices, FTC

Presenters/
Panelists:

  • Amy Crews Cutts , Deputy Chief Economist, Freddie Mac
  • Allen Fishbein, Director of Housing and Credit Policy, Consumer Federation of America
  • Greg McBride , Senior Financial Analyst, Bankrate.com

9:45 – 10:45 Evaluating Consumer Benefits & Risks

Moderator:

  • Jesse Leary , Assistant Director, Bureau of Economics, FTC

Panelists:

  • Stella Adams, Executive Director, North Carolina Fair Housing Center
  • Robert D. Broeksmit, Chairman, America's Community Bankers' Mortgage Markets Committee;
    President, Mortgage Lending, Chevy Chase Bank
  • Doug Duncan , Senior Vice President & Chief Economist Mortgage Bankers Association
  • Patricia McCoy , Professor University of Connecticut School of Law

10:45 – 11:00 BREAK

11:00 – 12:30 Protecting Consumers: Current Regulatory and Law Enforcement Issues

Moderator:

  • Peggy Twohig , Associate Director, Division of Financial Practices, FTC

Panelists:

  • Sandra Braunstein , Director, Division of Consumer & Community Affairs, Board of Governors of the Federal Reserve System
  • April Breslaw , Acting Associate Director, Division of Supervision and Consumer Protection, Federal Deposit Insurance Corporation
  • Michael Bylsma , Director, Division of Community & Consumer Law, Office of the Comptroller of the Currency
  • Ivy Jackson , Director, Office of Real Estate Settlement & Procedures Act, U.S. Department of Housing & Urban Development
  • George Kinsel – President, American Association of Residential Mortgage Regulators and Director, Non-Depository Examinations, Consumer Credit Unit, Maryland Commissioner of Financial Regulation

12:30 – 1:45 Lunch Break – On Your Own

1:45 – 3:15 Protecting Consumers: Beyond The Existing Regulatory Framework

Moderator:

  • Eileen Harrington , Deputy Director, FTC Bureau of Consumer Protection

Panelists:

  • Alys Cohen , Staff Attorney, National Consumer Law Center
  • Harry Dinham , President-Elect, National Association of Mortgage Brokers
  • Jamie Z. Goodson , Policy Counsel, Center for Responsible Lending
  • Peter Macdonald , General Counsel & V .P. , LendingTree Loans
  • Robert McKew , General Counsel and Senior V.P., American Financial Services Association
  • Michael Williams , V.P. for Legislative Affairs, The Bond Market Association
  • Steve Zeisel , V.P & Senior Counsel, Consumer Bankers Association

3:15 – 3:30 BREAK

3:30 – 4:45 Consumer Literacy and Education in the Mortgage Marketplace

Moderator:

  • Lesley Fair , Staff Attorney, Division of Consumer & Business Education, FTC

Panelists:

  • Janis Bowdler, Housing Policy Analyst , National Council of La Raza
  • Brian Bucks , Economist, Division of Research and Statistics, Federal Reserve Board of Governors
  • Tim Doyle , Senior Director, Gov’t. Affairs, Mortgage Bankers Association
  • Allen Fishbein , Director of Housing and Credit Policy, Consumer Federation of America
  • Jack Guttentag , a.k.a. “The Mortgage Professor,” syndicated columnist and Professor Emeritus of Finance, the Wharton School , Univ. of Pennsylvania
  • John Veneris , Chairman, Conventional Finance and Lending Committee, National Association of Realtors

4:45 Closing Remarks – Lydia B. Parnes, Director, FTC Bureau of Consumer Protection