Date: Fri, Sep 22, 2000 1:14 AM
Subject: RE: Public Comment

We moved back to Ohio On Sept. 26, 1999 from Colorado, on Nov. 3, 1999 I discovered our son and his girlfriend had used his fathers SS no. We obtained his credit report on Nov. 4 and discovered they had ran up over $30,000. On Nov. 5 I contacted the credit companies involved and closed all accounts. Father and sons first and last name are the same and their middle name is different but both begin with E. 5 companies in Dayton Ohio he walked in and put his fathers SS no. on the application and they had our son DL with his SS no. and did not take 5 secs. to cross reference them. My husband and I feel these creditors were neglilent and now we are left to clean up the mess that they have made. We filed a police report, and charges against our son and his girfriend, we are now waiting the trial to go to the Grand Jury. We have notified FTC and we are now in touch with an Attoney because this companies violated the Fair Debt Collection Act, but laws need to be change and hold credit companies responsible for their neglilence,every case of Idenitity Theft is different. Opon my discover the credit bureaus's changed the fathers birth year, place of residences and place of employments. Shar