Project Credit Smarts logo Federal Trade Commission - for the consumer
Getting Credit
As a trusted source for consumer information, the FTC wants you to know the facts when it comes to your credit.

Identity Theft
The Federal Trade Commission (FTC) is the federal clearinghouse for complaints by victims of identity theft. Although the FTC does not have the authority to bring criminal cases, the FTC assists victims of identity theft by providing them with information to help them resolve the financial and other problems that can result from identity theft.

NYC Department of Consumer Affair's
college outreach website
Bad credit can result in denial of a car or mortgage loan or a rental application. It can even cost you a job offer.