Project Credit Smarts logo Federal Trade Commission - for the consumer
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair practices in the marketplace, and to provide information to help consumers spot, stop and avoid them. Project Credit Smarts is an important part of that effort.

Since 2000, the FTC’s Northeast Regional Office, which is based in New York City, has brought Project Credit Smarts speakers and educational materials to colleges and universities in Massachusetts and New York. For example, every fall, FTC speakers teach the ABCs of credit to freshmen at John Jay College of Criminal Justice in NYC, and the college distributes FTC brochures to students in class, through a freshmen mailing and in the campus bookstore.

To book a speaker for a Credit Smarts class or to order brochures, please call (212) 607-2829.

To learn more about the FTC, check out our Guide to the Federal Trade Commission.
A bad credit history can haunt you for a long time – seven years or more.