James M. Lacko

Deputy Assistant Director
Consumer Protection
Phone:
(202) 326-3387
Email Address:
jlacko@ftc.gov

Selected Publications

  • "The Failure and Promise of Mandated Consumer Mortgage Disclosures: Evidence from Qualitative Interviews and a Controlled Experiment with Mortgage Borrowers," with Janis K. Pappalardo, American Economic Review: Papers & Proceedings, 2010.
  • "Empirical Evidence on the Determinants of Rent-to-Own Use and Purchase Behavior," with Signe-Mary McKernan and Manoj Hastak, Economic Development Quarterly, 2003.
  • "Customer Experience with Rent-to-Own Transactions," with Signe-Mary McKernan and Manoj Hastak, Journal of Public Policy and Marketing, 2002.

Education

University of Maryland
PhD Economics
1982
University of Maryland
MA Economics
1980
Kent State University
BBA Economics
1977

Fields of Interest

  • Consumer Protection Economics
  • Economics of Information
  • Law and Economics
  • Regulatory Policy

Professional Experience

Economist
Federal Trade Commission
1982-present